Categories of Information that we may Collect
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms, such as: your name, address, social security number, assets, and income.
- Information about your transactions with us, our affiliates, or others, such as: your account balance, payment history, and parties to transactions.
- Information we receive from a consumer reporting agency, such as: your creditworthiness and credit history.
Categories of Information that we may Disclose
We do not reveal nonpublic personal information about our customers or former customers to parties outside our affiliated banks and companies for their independent use unless:
- You request or authorize it;
- The information is provided to help complete a transaction initiated by you;
The information is provided to a reputable credit bureau or similar information reporting agency; or
- The disclosure otherwise is lawfully permitted or required.
Disclosure As Permitted By Law
We may disclose all of the information we collect, as described above to service providers and companies that perform services on our behalf. When the Bank conducts business with third parties, it requires its vendors and suppliers to maintain similar standards of conduct regarding the privacy of personally identifiable customer information provided to them.
Confidentiality and Security
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
Privacy for our Website
We recognize the importance of protecting the confidentiality of personal information that may be submitted to us when you visit our website. The information we retain depends on what you do when you visit our website.
If you visit our site to read or download information such as product information for checking or savings accounts or other services offered by our bank, we do not collect personally identifiable information from this visit. We do measure the number of visitors to our site to assist us in making our site more useful to our visitors.
If you register to use our online banking services, send us e-mail messages or complete forms or bill payment information you may be asked to provide information to process your transaction or request. This information may be retained by us to facilitate decisions and to complete the requested transactions. Information you submit to us is treated no differently than information you might provide in a written format such as account applications, check reorders or other correspondence.
We value your business and hope you will remain with us for many years to come. If you ever have questions or concerns about the integrity of your account information, or any other aspect of our business operations, please don’t hesitate to telephone or come in to talk to our staff.